The Genome app is a secure, advanced mobile wallet for both personal finance and business banking - money transfers, card payments, business financial services, and more. Easily manage your money on the go with SEPA Instant Transfers, multi-currency accounts, convenient currency exchange, contactless payments via physical and virtual Visa bank cards, and more.

All the services are available online with the mobile banking app - no paperwork, no delays, and minimal documentation is required during the onboarding. Manage all your business and personal finances right from your phone.

Here’s how Genome helps to manage your money:

Personal finance

A physical and virtual card app: order virtual and physical Visa cards with complete bank card management in the app. Link cards to accounts in EUR, USD, GBP, PLN, CHF, CZK, HUF, SEK, and DKK.

Send and receive instant payments via SEPA in your mobile banking app.

Pay utilities, receive paychecks, and make international transfers between your multi-currency accounts easily in the Genome mobile banking app.

Money transfers

Make instant money transfers between your Genome accounts - completely free of charge. Enjoy the speed of SEPA Instant Transfers available to all users.

For global operations, use your business wallet to send and receive international transfers with SWIFT payments in 12 major currencies: EUR, USD, GBP, PLN, CHF, JPY, CAD, CZK, HUF, SEK, AUD, and DKK.

With Genome’s money transfer app, you can send money abroad, manage multi-currency accounts, and streamline both business and personal finance with one secure solution.

Online account opening

Open an account online quickly and securely with the Genome mobile banking app. Get your dedicated personal or business IBAN account for seamless money transfers and digital payments.

Enjoy fast identity verification with minimal documentation.

Create multiple multi-currency accounts in 12 major currencies (EUR, USD, GBP, PLN, CHF, JPY, CAD, CZK, HUF, SEK, AUD, DKK). Easily link your virtual and physical Visa cards for secure transfers and international payments for business.

Currency exchange

Currency exchange with a fixed commission of 1% (EUR, USD, GBP) and 2% (for other currencies) over the interbank rate.

Convenient, fast currency converter - currency exchange rates online.

Referral program

Recommend Genome with your referral link and receive a part of the commission fees from account opening, transfers, and currency exchange.

"WITH GENOME, WE'LL BE ABLE TO FIX A LOT OF WHAT'S FRUSTRATING WITH CROSS-BORDER BANKING AND, INSTEAD, OPEN A LOT OF NEW POSSIBILITIES"
The Fintech Times

With the Genome money transfer app, you can use currency exchange, transfer money, and make international payments without hidden fees. Genome is a reliable digital wallet that is always at hand.

Running an online business? Genome helps you send business payments in batches, process SEPA Instant Transfers, and unlock SWIFT transfers in multiple currencies - all from one business wallet.

Genome is an Electronic Money Institution, licensed by the Bank of Lithuania, which covers services related to online payments and allows residents and companies from the European Union and other countries to open personal and business accounts. You can use Genome for IBAN, personal, and business account opening, internal, SEPA, and SWIFT money transfers, currency exchange, and cross-border payments in multiple currencies.

The company was founded in 2018 and is legally registered as UAB “Maneuver LT”. Being a licensed Electronic Money Institution, Genome also serves e-commerce, SaaS, and iGaming companies, and many other businesses working with online payments.