willbe: Sparen und investieren

Ukuzinza nokukhula - okuhlakaniphile, okulungile, okulula. I-willbe iletha amanani e-Liechtensteinische Landesbank (LLB), elinye lamabhange aphephe kakhulu emhlabeni, ngqo ekutshaleni kwakho ku-smartphone yakho: ukuphathwa kwempahla okusebenzayo ngamanani e-ETF, okunezelwa igolide, ama-ETF akhethwe ngokucophelela, izixazululo zokonga, kanye nezimali zakwamanye amazwe. Ngobuhlakani hlukanisa ingcebo yakho futhi uyakhe isikhathi eside - ngamanani okonga ahehayo, igolide, nokutshalwa kwezimali okusimeme. Landa uhlelo lokusebenza lwe-willbe futhi uzuze kulezi zici.

izoba I-Akhawunti Yemali Yokushayela:

• Londoloza ngaphandle kokukhathazeka
• Zuza kuzilinganiso zenzalo ezikhangayo ngezinhlobo zemali ezine (EUR, CHF, USD, GBP)
• Akukho zimali, akukho ukuzibophezela, okutholakala nsuku zonke

kuzoba I-akhawunti Yediphozithi Elungisiwe:

• Izilinganiso zenzalo ezigxilile eziqinisekisiwe kuyo yonke inkathi, kusukela enyangeni engu-1 ukuya eminyakeni eyi-10
• Yonga ngezinhlobo zemali ezine (EUR, CHF, USD, GBP)
• Mahhala, akukho zimali ezifihliwe, ezingavulwa nsuku zonke

kuzoba Gold:

• Tshala imali egolideni langempela, eligcinwe ngokuphephile e-Liechtenstein
• Izinga eliphezulu nobumsulwa buqinisekisiwe
• Amanani aguqukayo, aqala ku-1 gram

izoba yi-ETFselect:

• Tshala imali ngendlela eguquguqukayo njengohlelo lokonga noma utshalomali lwesikhathi esisodwa.
• Qala ngama-euro ayi-100 noma ama-franc.
• Ibonisa ngale, izimele, futhi iyonga.

kuzoba Ukuphathwa Kwempahla:

• Isipiliyoni seminyaka engu-160 sasebhange e-LLB
• Ukutshalwa kwezimali ngokuhambisana neziNhloso Zokuthuthukiswa Okusimeme ze-UN

Ngabe imayelana nani - nokuthi kungani uzothanda lolu hlelo lokusebenza:

UKUGCINWA: Akunamkhawulo kusukela osukwini lokuqala

Nge-akhawunti yethu yemali yansuku zonke, ungonga ngokuphephile ngamanani enzalo akhangayo. Noma vikela inzalo eqinisekisiwe esikhathini esinqunyiwe nge-akhawunti yethu yediphozi yesikhathi esimisiwe. Imali yakho ikhula kusukela osukwini lokuqala - konke ngaphandle kwezinkokhelo. Futhi isezandleni eziphephile nelinye lamabhange aphephe kakhulu emhlabeni. E-Liechtenstein, uyazuza ekuvikelweni kwediphozithi efinyelela okulingana no-CHF 100,000.

UKUTSHALWA KWEMALI: Kuhlala isikhathi eside futhi kuqinile

Faka imali kumabha egolide aphathekayo nge- willbe Gold futhi usungule ihange elizinzile lempahla yakho. Igcinelwe wena ngokuphephile e-Liechtenstein. Thenga futhi udayise igolide lakho ngamanani aguquguqukayo ukusuka ku-1 gram kuya ku-1 kilogram ngokuthenga ngakunye. Uvula i-akhawunti yakho yegolide mahhala. Azikho izimali zokuthenga nokudayisa, futhi izindleko zokugcina zingu-0.5% kuphela ngonyaka. Noma ungathanda ukutshala imali ngendlela eqhubekayo nge-willbe Asset Management? I-willbe Invest inikeza imibono yokutshala izimali kanye neminikelo enomthelela ophezulu, ngaphandle kokudebesela izinhloso zakho zembuyiselo.

Zitholele umhlaba wokonga okudijithali kanye nokutshala imali ngohlelo lokusebenza oluhlakaniphile lwe-willbe, kungakhathaliseki ukuthi usaqala noma usuvele unguchwepheshe wokutshalwa kwezimali. Kulula, kuhlakaniphe, futhi kuvikelekile: lokho kuwukutshala imali kwesimanje - okusekelwa ubuciko obuwina imiklomelo be-LLB Asset Management kanye nesipiliyoni seminyaka engu-160 se-LLB sasebhange. Futhi konke lokhu kusuka ku-EUR/CHF 200 nje.

IZIMALI: Ilungile ngawe, iphansi kithi

Ngokuthanda kwakho, sithanda izinto ezilula nezisobala, okuhlanganisa nezinkokhelo zethu. Yingakho i-akhawunti yethu yemali yansuku zonke kanye ne-akhawunti yediphozi yesikhathi esinqunyiwe kumahhala kuwe. Nge-willbe Gold, izindleko zokugcina zonyaka zingu-0.5%. Ukuphathwa kwempahla kubiza u-0.49% wezimpahla ezingaphansi kokuphathwa kanye nezindleko zangaphandle, zidalulwe kuwebhusayithi. Ezimpahleni ze-CHF 2,000, lokhu kufinyelela ku-CHF 9.80 ngonyaka. Lokhu kuhlanganisa ukuthuthukiswa kwesu lakho lokutshala izimali kanye nesiphakamiso sakho sokutshala izimali esiqondene nawe. Asinawo umthelela kulezi zindleko zezinkampani zangaphandle. Siwadlulisela kuwe ngokuqondile futhi sizibuyekeze njalo ukuze sigcine izinkokhelo ziphansi ngangokunokwenzeka.

INANI ESIVIKILEYO ENESIKO

i-willbe ishicilelwe yi-Liechtensteinische Landesbank (LLB), enekomkhulu e-Vaduz, Principality of Liechtenstein. I-LLB ingelinye lamabhange omhlaba aphephe kakhulu futhi anezimali ezinhle kakhulu emhlabeni futhi, ngesilinganiso sediphozithi se-Aa2 esivela kwa-Moody's, ingesinye sezikhungo zezimali ezihamba phambili e-Liechtenstein, Germany, nase-Switzerland. Ngomlando wayo weminyaka engu-160, i-LLB iyibhange elinesiko elide kunawo wonke e-Liechtenstein.