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Bala izindleko zomshuwalense we-OSAGO kumshini wokubala oku-inthanethi ezinkampanini zomshuwalense ezingaphezu kwezingu-17, khetha okunikezwayo okuhle kakhulu bese ukhipha inqubomgomo ye-elektroniki ye-e-OSAGO ngokuchofoza okumbalwa.

Izindleko ze-OSAGO zingahluka ezinkampanini zomshuwalense ezahlukahlukene, ngoba abomshwalense banelungelo lokusetha ngokuzimela inani lesisekelo ngaphakathi komhubhe wentela weCentral Bank. Ngakho-ke, ukuze wenze ukukhetha okuhle kakhulu, kuyasiza kubanikazi bezimoto ukwazi amanani entengo yomshuwalense ku-SK ehlukile.

Ukubalwa kufaka izinkampani zemishwalense ezinokwethenjelwa kuphela ezinamalayisense avumelekile e-Central Bank of the Russian Federation, njenge: Alfastrakhovanie, Rosgosstrakh, Ingosstrakh, VSK, Renaissance Insurance, Tinkoff Insurance, Consent, MAKS nezinye.

Intengo ye-OSAGO ibalwa kucatshangelwa zonke izici zokulungisa nezaphulelo, kufaka phakathi i-KBM. Kubalulekile lapho kubalwa ukukhombisa idatha ethembekile ngemoto, umnikazi nabashayeli.

Izindleko zomshuwalense we-OSAGO ezitholwe kusibali sokubala esiku-inthanethi esicelweni ziyahambelana namanani ezinkampanini zomshuwalense ngaphandle kwenkokhiso eyengeziwe nokubekwa kwemisebenzi eyengeziwe.

Ngemuva kokubhaliswa, inqubomgomo ye-elekthronikhi ithunyelwa ku-imeyili yomthengi futhi ifakwe ngokushesha ku-database ye-PCA.

Inqubomgomo yomshwalense eholelekile akudingeki ukuthi iphrintwe, kwanele ukukhombisa i-e-OSAGO ephoyiseni lomgwaqo esikrinini se-smartphone.

Ukwenza ushintsho kunqubomgomo ekhishiwe, kufanele uxhumane nenkampani yomshuwalense ekhiphe lo mbhalo.

Imiphi imibhalo ezodingeka ukubala ngokunembile izindleko ze-OSAGO:

1. Ipasipoti yomnikazi wemoto.
2. Ipasipoti yomninipholisi.
3. Ama-STS noma ama-PTS.
4. Izincwadi zokushayela zabo bonke abashayeli abavunyelwe ukushayela imoto.

Ungazibala kanjani izindleko ze-OSAGO kuhlelo lokusebenza:

1. Cacisa inombolo yemoto noma ufake imininingwane yayo ngesandla.
2. Khombisa imininingwane yomninipholisi kanye nomnikazi wemoto.
3. Faka imininingwane yabashayeli.

Ungayithenga kanjani inqubomgomo ye-elektroniki ye-OSAGO online ngemuva kokubala:

1. Gcwalisa imininingwane engekho ukuze ubhalise.
2. Thola isixhumanisi ozokhokha. Inkokhelo yenziwa ngqo enkampanini yomshuwalense.
3. Thola umshuwalense we-OSAGO kanye nesheke kwi-imeyili ekhonjisiwe ekubhaliseni.

Ungayisebenzisa kanjani inqubomgomo ye-MTPL ekhishwe online?

Ungasebenzisa inqubomgomo ye-elektroniki ye-CTP ngenye yalezi zindlela ezilandelayo:

1. Gcina inqubomgomo ye-CTP etholakele ngefomethi ye-PDF kudivayisi yakho yeselula.
2. Thatha isithombe-skrini sesikrini nge-e-OSAGO evulekile (inombolo yenqubomgomo kufanele ibonakale kahle).
3. Gcina noma ubhale phansi inombolo yenqubomgomo etholiwe.
4. Phrinta i-OSAGO kuphrinta emnyama nomhlophe noma enemibala ekhasini le-A4.

Noma iyiphi yalezi zindlela izokwanela ukwethula umshuwalense ephoyiseni lomgwaqo noma enkampanini yomshuwalense.

Izinzuzo zohlelo lokusebenza lwe- "OSAGO online calculator":

1. Asikho isidingo sokuvakashela ihhovisi.
2. Ukufakwa kwedatha eyodwa kusibali - ukubala okunembile ezinkampanini zemishwalense eziningana.
3. Ehlelekile nephephile.

Lapho izinkampani zomshuwalense zibalwa khona i-MTPL:

- Umshuwalense we-Alpha (ilayisense ye-Central Bank ye-Russian Federation OS No. 2239-03 yangomhlaka 11/13/2017);
- Rosgosstrakh (ilayisense ye-Central Bank ye-Russian Federation OS No. 0001-03);
- Ingosstrakh (ilayisense ye-Central Bank ye-Russian Federation OS No. 0928-03 yangomhla ka-09.23.2015);
- VSK (ilayisense ye-Central Bank ye-Russian Federation OS No. 0621-03 yangomhla ka-09/11/2015);
- I-Tinkoff Insurance (ilayisense ye-Central Bank ye-Russian Federation OS No. 0191-03 yangomhla ziyi-05.19.2015);
- Umshuwalense we-Renaissance (ilayisense ye-Central Bank ye-Russian Federation OS No. 1284-03 yangomhla ziyi-14.10.2015);
- Imvume (ilayisense ye-Central Bank ye-Russian Federation OS No. 1307-03 yangomhlaka-25 Meyi 2015);
- MAKS (ilayisense ye-Central Bank yeRussian Federation OS No. 1427-03 yangomhla 06/18/2018).
- nezinye izinkampani zomshuwalense.

Izici ezingeziwe:

1. Isevisi yokuhlola i-MSC yabashayeli nokubuyisela i-MSC.
2. Ukuhlola inqubomgomo ye-OSAGO ngokuqhathanisa ne-database ye-PCA.
3. Isikhumbuzi senqubomgomo ephelelwa yisikhathi ye-OSAGO.
4. Ukuhlola nokukhokha inhlawulo yomgwaqo yamaphoyisa omgwaqo. Okubhaliselwe kuzaziso ezimayelana nezinhlawulo ezintsha.
5. Ukuqinisekiswa nokukhokhwa kwezinto zokuhamba nezinye izintela. Izaziso zentela enqwabelene entsha.