PayNest: Private Money Tracker

Tired of giving away your bank login to track your finances?

PayNest gives you a complete, private, and secure overview of your money—without you lifting a finger. It works silently in the background, analyzing notifications from your banks and payment apps to build a complete digital statement for each of your accounts.

🔒 Why PayNest is the Smart Choice for Your Privacy:

No Bank Logins: Your financial data stays entirely on your phone.

Offline First: The app works offline with full privacy. Your notifications and SMS messages never leave your device.

Total Control: You control what data is processed, ensuring a level of security no other app can offer.

💡 Key Benefits Designed for You:

Effortless & Automated Tracking: PayNest recognizes transaction alerts from major banks like Chase, Citi, Bank of America, HSBC, and platforms like PayPal, Visa, and Mastercard. Your income, expenses, and transfers are instantly categorized and organized.

Financial Clarity in One Place: View and manage all your accounts—bank, credit cards, mobile wallets—in a single, unified dashboard. Group your transactions by sender and account to know exactly where your money comes from and goes.

Visualize Your Financial Health: Get instant reports on your spending habits, income sources, and more. Easily track daily, weekly, and monthly breakdowns to identify trends and stay on budget.

Export Your Data: Need a copy for your accountant or for personal analysis? Export your transactions to a CSV or Excel file anytime.

🚀 Ideal for:

Freelancers tracking business income and expenses

Business owners managing payments and cash flow

Individuals who want a secure, hands-off way to budget

Anyone who wants to take back control of their financial data

✅ PayNest is Built for Convenience:

No registration needed—just install and go.

Works offline—no internet connection required for syncing.

Optimized for performance on all devices.

🌍 Supports all Major Currencies:
PayNest automatically recognizes transactions in USD, EUR, CAD, GBP, AUD, and many more.