Scalable Capital: ETF & Stocks

4,3
32,5K reviews
1M+
Downloads
Content rating
PEGI 3
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

A real bank: Scalable.

Better than ever: 2% interest p.a.* on unlimited cash, invest and borrow. Soon also for the whole family. Start now and shape your own financial future - with ETFs, stocks, funds, private equity** and interest.


SCALABLE BROKER

PRIME+ Broker
- Unlimited trading: trade as much as you want for only €4.99 per month. Crypto fees, product costs, spreads and/or inducements may apply
- 2% interest p.a.* on unlimited cash. Distribution of PRIME+ cash across Scalable Capital Bank and three partner banks, each with the statutory deposit protection of €100,000 per client per bank
- Analyse and optimise your portfolio with the Insights feature
- Set up as many portfolio groups and price alerts as you like
- Set limit and stop prices with Smart Predict to place better orders

FREE Broker
- For savings plan fans and everyone who simply wants to invest money without fixed fees
- Only €0.99 order fees per trade. Crypto fees, product costs, spreads and/or inducements may apply
- 2% interest p.a.* on your cash up to €100,000


ETFs
- More than 2,700 ETFs from all providers, such as Amundi, iShares, or Xtrackers
- All ETFs are eligible for savings plans starting from €1
- Savings plan executions are always commission-free. Crypto fees, product costs, spreads and/or inducements may apply

Stocks
- More than 8,000 stocks available. 3,000 eligible for savings plans
- No minimum order volume
- Savings plans starting from €1

Derivatives
- Over 625,000 derivatives from BNP Paribas, Goldman Sachs, HSBC and HypoVereinsbank onemarkets


SCALABLE WEALTH
- Automated investment: Lean back and let your portfolio be managed
- Start from as little as €20 investment amount
- The optimal basic portfolio for a broadly diversified investment: Scalable World Portfolios
- Additional investment strategies with a special focus: the Wealth Select strategies, e.g. InterestInvest, Megatrends and Allweather
- Excellent customer service via phone, app & chat


SCALABLE CREDIT
Easy and quick financing, to fair conditions
Finance against an existing securities account in the Scalable Broker
Variable borrowing rate of 3.24% p.a. in PRIME+ and 4.24% p.a. in FREE***


SECURITY
- As a regulated banking and investment service provider, we guarantee the security standards of a bank
- We use 256-bit SSL encryption to securely store your data
- Two-factor authentication to protect sensitive actions by adding an extra layer of security


Our business address:
Scalable Capital GmbH
Seitzstraße 8e
80538 Munich

Not all of the above mentioned products are available in all the markets. The scope and availability may vary according to the country. Please refer to our website for more information.

Investing involves risks.

*2% p.a. interest (variable) on Broker cash balances unlimited in PRIME+ and up to €100,000 in FREE. The interest rate is based, among other things, on the respective market rate. The allocation of cash balances is variable and takes into account available capacities and conditions. Balances at banks are protected up to €100,000 per client per bank under the statutory deposit guarantee scheme. For qualifying money market funds, instead of the statutory deposit guarantee scheme, European investor protection rules (UCITS) apply regardless of the amount. Valid from 1. October 2025. Current conditions under: scalable.capital/interest-adjustment.

Please note our risk information on the safekeeping of cash balances at scalable.capital/risk. Further information on interest is available at scalable.capital/interest.

**Liquidity restrictions apply. Consider specific product information under: scalable.capital/pe#info.

***Variable borrowing rate, charged quarterly. Note the risk of credit-financed investments: scalable.capital/credit.
Updated on
19 Sept 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4,4
31,5K reviews
zoltan tabar
22 August 2025
Unfortunately, I cannot login to my account for about a week now. The app doesn't ask for my biometrics anymore, and when I put my email and password in, the app just crashes. If I try to login via the browser, then it wants the app on my phone to confirm it, which doesn't work, so stuck in this loop. Reached out to customer service, which they replied - they are aware of the issue and working hard to solve it. At this time, they cannot tell me when it will be solved.
6 people found this review helpful
Did you find this helpful?
Scalable GmbH
28 August 2025
Hello Zoltan, thank you for your review. We are sorry if your issue is still unresolved. As communicated, our team is working to resolve the issue as quickly as possible, and we kindly ask for your patience. We apologize for the wait, as we always strive to provide our product without disruption. Kind regards, Eva from Scalable Capital
Dimitrije Stankovic
23 June 2025
Extremely unreliable app. -edit- To elaborate on my emotionally charged review from before. The pattern is clear, Scalable at this moment simply cannot handle periods of high volume trading. Whenever there are dramatic changes in the market at large, you will struggle to log into your account. If your financial well-being relies on being able to swiftly react to large swings in the market, avoid this service. If you must use it, automate as much as you can.
11 people found this review helpful
Did you find this helpful?
Scalable GmbH
08 July 2025
Hello Dimitrije, thank you for reaching out. We are sorry to read that you are not satisfied with our service and we always do our best to provide our product without any issues. We will gladly take your feedback into account and ask you to contact our customer service at any time in the event of a problem. Kind regards, Eva from Scalable Capital
Ismail Aldawoudy
20 August 2025
I am disappointed with Scalable Capital. I tried to transfer my money from my old Baader Bank account to the new Scalable account and accidentally used the Instant Deduction feature in the app. The app hid a 1% fee behind a tiny arrow, which I didn’t notice at the time. Despite contacting support multiple times, they refuse to refund the fee and claim their fees are “transparent,” which is simply not true. Even worse, my cash is now locked for up to eight weeks, and I cannot withdraw it!
1 person found this review helpful
Did you find this helpful?
Scalable GmbH
28 August 2025
We are sorry if you are not satisfied with the process and we will take your feedback into account. Please note that the balance available for withdrawals may be reduced for up to eight weeks after deposits made via SEPA direct debit or instant transfer in order to prevent the clearing account from being overdrawn due to possible return debits.

What's new

- Get answers to all your investment-related questions with our new AI chat: Insights
- Bug fixes and under-the-hood improvements